You’ve always been a world traveler with inquisitive and refined tastes in food, culture, and lifestyle. Outside of work and family, you enjoy culturally immersive experiences that encourage and strengthen your responsiveness to change. Additionally, your collaborative approach, both professionally and personally, has landed you an expatriate gig in your organization, or you’ve lived outside your host country for some time now.
The adjustment has been a rich experience in broadening your cosmopolitan mindset, cultural flexibility, and broad-based sociability. Unlike most, you’ve resisted the urge to gravitate towards the familiar and are now fully committed to a new environment that expands your world perspective. Now, you are getting settled and organized.
Yet, you’ve still got some questions. And WellAway has the answers.
Four Health Insurance Questions to Ask
You’ve realized that many of the institutional norms we take for granted in our home country are very different in other countries. Simple processes like taxes, banking, housing, credit, and most importantly, health insurance, can get complicated. We understand that your health and wellbeing are priorities anywhere you travel in the world, so we’ve included a few health insurance questions to ask as you make the transition.
Based on numerous years of experience in the healthcare industry, our expertise provides stability and accessibility to millions of expatriates like yourself. So, we’ve done the legwork for you and provided questions to ask about international health insurance.
What does my company cover for expats?
This is a very important question and one you’d want to know thoroughly before making the big move. It can be a daunting task, choosing a global insurance provider, and you want to know what is covered by your company.
Which doctors in my city and country can I access?
The size of your international health coverage network can make a huge difference in the care you receive. A large and high-quality network can guarantee that you receive medical attention specific to your needs while avoiding out of pocket last-minute expenses.
Will my pre-existing conditions be covered?
Any pre-existing condition must be disclosed when you apply for international health insurance. Since all medical plans are underwritten, the insurer can choose to accept or charge a higher premium to cover the pre-ex, decline or exclude your condition, which can make things a bit more complicated.
Are maternity expenses covered?
Maternity expenses can become uncomfortable very quickly. All individual health insurance plans have a 9 to 12 month waiting period before maternity expenses are reimbursed, but some group expat plans will cover these costs without the waiting period.
It is always best practice to know whether your international health care plan covers maternity and newborn expenses if you have plans to extend your family in the new country. Some maternity plans are covered fully, while others are partially covered with an additional fee.
Why choose WellAway?
Our comprehensive benefits, extensive international network, 24/7 concierge services, and timely and accurate claims processes are second to none.
There’s a reason why our founder and CEO, Griselle Chernys, was recognized and awarded by the Business Advisory of the National Republican Congressional Committee, President George W. Bush, and President Barack Obama. Excellence in regulatory, administrative, and insurance coverage is what we represent and what you deserve!