La Vie À l’Étranger is a health & wellness program created for French expatriates residing across the globe, including:
Exceptional Member Service - It’s what makes us different.
La Vie À l’Étranger is more than just another health plan; it’s a comprehensive expatriate health program designed to support the health and well-being of French expatriates and their families. All of our plans include:
Our French-speaking ConciergeCare service is designed to provide complete assistance and peace of mind as you build your life abroad. We are available 24/7 to provide the assistance you require.
Our network lets you choose from over 1.1 million medical care providers; 41,000 of which are French-speaking physicians. (Note: Referrals are not necessary to consult a specialist.)
The Personal Health Record (PHR) allows you to store, manage and share all of your medical information (e.g. lab tests, biometric readings, x-rays, and doctor’s notes) via your smartphone. You might therefore access your records no matter where you are.
La Vie A L'Étranger plans include a travel allowance to return to France for some types of medical care.
Our e-Consultations and second medical opinion allow you to schedule a virtual office visit with physicians over the phone or via webcam on a secure, encrypted platform.
|Premier 4500||Prestige 2500|
|Deductible||USD $4,500 Individual
USD $9,000 Family
|USD $2,500 Individual
USD $5,000 Family
|Maximum Annual Out-of-Pocket||USD $7,150 Individual
USD $14,300 Family
|USD $5,000 Individual
USD $10,000 Family
As a partner of the CFE (Caisse des Français de l’Étranger), our CFE "Complémentaire" provides you with extensive health benefits to keep you healthy and minimize the medical expenses you are responsible for.
For members living in the USA:
On March 23, 2010, President Barack Obama signed the Health Care reform bill, also known as the Patient Protection & Affordable Care Act (PPACA or ACA), into law. The ACA has made sweeping changes to the U.S. health care system and how individuals receive access and coverage for medical care. Many of the ACA’s health care reforms are primarily focused on reducing the uninsured population and decreasing insurance and health care costs. The law consists of a number of provisions and mandates that affect US citizens or residents alike.
A key provision implemented under the ACA which requires most individuals to obtain a compliant health insurance coverage or to pay a tax penalty, starting in 2014.
Yes. Foreign nationals and expatriates residing or moving to the US, who maintain residency for 11 months or more, must abide by all provisions and mandates of the Affordable Care Act.
As mentioned above, the Individual Mandate will penalize those who DO NOT obtain compliant health insurance coverage. To avoid paying penalties, it is recommended that you purchase and maintain health insurance coverage that meets Minimum Essential Coverage (MEC), such as La Vie À L'Étranger - USA or the New American.