Currently, the federal government is offering free at-home COVID-19 tests. To order your free at-home tests visit - Free at-home COVID-19 tests.

WellAway takes the hassle out of healthcare for global citizens.

WellAway family of companies






Third Party Administration


Provider Network

Why WellAway

We know that healthcare systems vary throughout the world.

We are your advocates in accessing the treatment you need from facilities and providers with the best outcomes, quality and cost, wherever you are, 24/7/365. We know you by name and we personalize our service to your needs and language preferences so that you can feel comfortable anywhere in the world.

Philip E. Namiech
General Manager 

About WellAway


Reinsured by an A.M. Best; A+ Rated company


92% Retention Rate


35% Year-over-year growth in
gross premium


Compliant with all Bermuda solvency and liquidity ratios


Presence in U.S., Bermuda, Europe, Latin America and Asia

Worldwide insurance and service solutions

WellAway Limited is the exclusive distributor of the insurance products developed by WellAway insurance (SA).   WellAway is domiciled in Bermuda, one of the world’s most regulated jurisdictions, which has gained Solvency II equivalency and enjoys white-list status from the European Union and Economic and Financial Affairs Council.

WellAway is able to provide its clients with other product solutions beyond health insurance. We can offer life P&C and liability coverage, for individuals, students, businesses and their employees.

Our Bermuda domicile offers a number of market and regulatory assurances, including the following:

Bermuda complies with British Common Law and the National Association of Insurance Commissioners’ (NAIC) financial standards accreditation requirements, which determine and govern best practices for US insurers

Bermuda has achieved Solvency II recognition by the U.E. capital and regulatory regime for insurance and reinsurance

Bermuda has been awarded an “AA” rating by Standard & Poor’s

Bermuda’s capital requirements for insurance companies are one of the strictest in the world

Bermuda is the number one jurisdiction; it has the most insurance and reinsurance companies in the world, with more than 1,500 licensed entities

Arch Re

WellAway Limited is reinsured by Arch Re. Arch Capital Group Ltd., a Bermuda-based company with approximately $13.10 billion in capital on March 31, 2020, provides insurance, reinsurance and mortgage insurance on a worldwide basis through its wholly owned subsidiaries.

Source: Arch Consolidated Corporate Overview; March 31, 2020. 

Leader in delivering innovative specialty insurance solutions.

Conservative loss reserves backed by high-quality assets.

Committed to disciplined risk management.

Arch has earned financial ratings of A + from A.M. Best, A+ (Strong) from Standard & Poor’s and A+ from Fitch

Arch reports total net reserves of $9.12B

Our services and products are made available and supported by the work of our globally recognized partners.


Arch Re

Arch Re is a leading diversified reinsurer, with operations in most major global insurance centers.



Insurance and reinsurance market located in London, United Kingdom.

Senior Management Team


Philip E. Namiech

General Manager

Mr. Namiech oversees the development of strategic partnerships for the worldwide distribution of WellAway’s international health solutions for individuals, families, groups and companies. Holding a graduate degree in Business Administration from McGill University and having lived as an expatriate in four continents, he brings decades of experience as an entrepreneur and executive in multi-national companies.


Laudelina Castro-Morales

VP of Product & Underwriting

Mrs. Castro-Morales joined the WellAway Limited team with over three decades of experience in the international healthcare industry having previously worked with some major American health insurers. With an array of abilities and strengths, extensive knowledge and expatriate experience, she proves to be an indispensable asset to the company. Her collaboration with the company led to recognition by the Centers for Medicare and Medicaid Services, acknowledging contribution and adherence to the Minimum Essential Coverage (MEC) policies.


Dr. Ayçe Riley

Chief Medical Officer and Underwriter

With decades of experience, Dr. Riley, a medical doctor who specialized in family medicine with an MSc in Community Health Services, developed provider networks across Turkey and the Middle East prior to working overseeing insurance relations within a major domestic health group’s hospitals. Her unique position as a doctor with an understanding of the delivery of international healthcare has allowed her to bridge the gap between patient and company. Dr. Riley has spent much of her life abroad and spent six years in Botswana coordinating its national HIV/AIDS program. Dr. Riley joined WellAway as our Chief Medical Officer and Underwriter.

Corporate Inquiries

Victoria Place 
31 Victoria Street
5th Floor 
Hamilton HM 10 

+1 (441) 296-0651

Global coverage illustration

Have questions about our plans?

We’re here to help