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Health Insurance 101

What is included in my Out-of-Pocket Costs and is there a Maximum?

Your out-of-pocket (OOP) maximum/limit is the most you will pay each policy year. After you reach your OOP limit, your health plan will pay 100% for covered benefits. Deductibles, coinsurance and copayments are included in reaching your out-of-pocket maximum. Please refer to your Policy Terms and Conditions for specifics about your OOP limit/max.

This material is for informational purposes only and is subject to change. Please refer to your Policy Terms and Conditions for a complete description of the benefits, conditions, limitations and exclusions of coverage. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law.

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