If you are a French National living abroad, you may have coverage with Caisse des Francais de l’Etranger (CFE). The CFE program assists in covering items such as Cost Share amounts, pharmaceuticals, pharmacy network products or other medical care not covered by insurance coverage in the United States and worldwide. It also allows you to return to France or your country of origin for certain critical illnesses that arise. The CFE alone may not provide enough coverage for you in the United States and may not be compliant with the Affordable Care Act requirements for individuals living in the United States.
Your CFE coverage will begin once your application has been approved by the CFE and your first CFE premium has been paid. The CFE effective date will be on the first day of the following month from when the CFE application was approved. As the policyholder, you will be responsible for any cost share amounts for claims incurred prior to the effective date of the CFE coverage or in the event of non-payment of the CFE premiums.
CFE Affiliation Certificate – Please go to www.cfe.fr to download your CFE Affiliate Certificate. The CFE is your primary insurance. Please keep this Certificate together with your WellAway ID card and present it at every physician/hospital/pharmacy visit.
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This material is for informational purposes only and is subject to change. Please refer to your Policy Terms and Conditions for a complete description of the benefits, conditions, limitations and exclusions of coverage. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law.